Al Baqarah Ayah 280

وَإِن كَانَ ذُو عُسْرَةٍ فَنَظِرَةٌ إِلَىٰ مَيْسَرَةٍ‌ۚ وَأَن تَصَدَّقُواْ خَيْرٌ لَّكُمْ‌ۖ إِن كُنتُمْ تَعْلَمُونَ ٢٨٠ If it is difficult for someone to repay a debt, postpone it until a time of ease. And if you waive it as an act of charity, it will be better for you, if only you knew.